This is one of those questions that will elicit a wide range of answers. One expert will suggest that three months’ worth of expenses tucked away in an emergency fund will suffice. Another expert will … [Read More...]
I am an avid receipt-checker. People make mistakes all the time, and I would hate to fall victim to an overcharge. Taking the extra minute to scan your receipt can save you quite a bit of money. … [Read More...]
I’ve read differing opinions about keeping a cushion in one’s bank account. Some people say they are very efficient budgeters and never need a buffer in their account. Others keep a month’s worth of … [Read More...]
Mr. STS and I went through the life insurance-buying process a few months ago. Surprisingly, it was a much easier task than we thought it would be.
If you are not convinced that your family needs … [Read More...]
This isn’t a fun topic, but it is definitely a necessary one. The good news is that term life insurance (not WHOLE life!) isn’t as complicated as you might think.
Here are 5 reasons why you should … [Read More...]
I got nothing done when I first started working from home. I would sleep in, watch daytime television, and have a hard time dragging myself away from the comfort of the sofa. After a few days of … [Read More...]
Have you ever heard of the snowball method for paying off debt? I believe it was made popular by Dave Ramsey (who I don’t follow), but I’m sure many people started using this method many years ago. … [Read More...]
What would you do if you quit your job now? I used to daydream that I could travel for months at a time if I retired early. But, honestly, that would tire me out after a while. I could volunteer, but … [Read More...]
Mr. STS and I spent a year in Syracuse, New York. This was a big deal for Floridians like us. For one, we had never lived through a REAL winter. We had planned on sharing one car, but had no idea that … [Read More...]