You know you need an emergency fund, but how much?
One expert will suggest that three months’ worth of expenses tucked away in an emergency fund will suffice. Another expert will scoff and say you … [Read More...]
I am an avid receipt-checker. People make mistakes all the time, and I would hate to fall victim to an overcharge. Taking the extra minute to scan your receipt can save you quite a bit of money. … [Read More...]
I’ve read differing opinions about keeping a cushion in one’s bank account. Some people say they are very efficient budgeters and never need a buffer in their account. Others keep a month’s worth of … [Read More...]
Mr. STS and I went through the life insurance-buying process a few months ago. Surprisingly, it was a much easier task than we thought it would be.
If you are not convinced that your family needs … [Read More...]
This isn’t a fun topic, but it is definitely a necessary one. The good news is that term life insurance (not WHOLE life!) isn’t as complicated as you might think.
Here are 5 reasons why you should … [Read More...]
I got nothing done when I first started working from home. I would sleep in, watch daytime television, and have a hard time dragging myself away from the comfort of the sofa. After a few days of … [Read More...]
Have you ever heard of the snowball method for paying off debt? I believe it was made popular by Dave Ramsey (who I don’t follow), but I’m sure many people started using this method many years ago. … [Read More...]
What would you do if you quit your job now? I used to daydream that I could travel for months at a time if I retired early. But, honestly, that would tire me out after a while. I could volunteer, but … [Read More...]
Mr. STS and I spent a year in Syracuse, New York. This was a big deal for Floridians like us. For one, we had never lived through a REAL winter. We had planned on sharing one car, but had no idea that … [Read More...]