*Please welcome our guest writer, Jeff, an STS-affiliated Certified Financial Planner. Jeff has generously offered his time and expertise to the blog and I am happy to share his first post with you today! I’m in the market for a new car (baby on the way means we need ALL. THE. SPACE.), so I’m really excited about this one! Let’s… Read More
You know you need an emergency fund, but how much? One expert will suggest that three months’ worth of expenses tucked away in an emergency fund will suffice. Another expert will scoff and say you need at least a year’s worth. So, really, how do you determine your emergency fund amount?
I am an avid receipt-checker. People make mistakes all the time, and I would hate to fall victim to an overcharge. Taking the extra minute to scan your receipt can save you quite a bit of money.
I’ve read differing opinions about keeping a cushion in your bank account. Some people say they are very efficient budgeters and never need a buffer in their account. Others keep a month’s worth of expenses (or more!) in their checking account. I fall somewhere in the middle. I believe everyone should keep a small buffer in their checking account. But… Read More
My husband and I went through the life insurance-buying process a shortly after we tied the knot. Surprisingly, it was a much easier task than we thought it would be. If you are not convinced that your family needs life insurance, be sure to read this post: 5 Reasons Why You Should Buy Life Insurance. Okay, here we go! 5… Read More
This isn’t a fun topic, but it is definitely a necessary one. The good news is that term life insurance (not WHOLE life!) isn’t as complicated as you might think. If you don’t think you need life insurance, this post will change your mind!