*Please welcome our guest writer, Jeff, an STS-affiliated Certified Financial Planner. Jeff has generously offered his time and expertise to the blog and I am happy to share his first post with you today! I’m in the market for a new car (baby on the way means we need ALL. THE. SPACE.), so I’m really excited about this one! Let’s… Read More
You know you need an emergency fund, but how much? One expert will suggest that three months’ worth of expenses tucked away in an emergency fund will suffice. Another expert will scoff and say you need at least a year’s worth. So, really, how do you determine your emergency fund amount?
I’ve read differing opinions about keeping a cushion in your bank account. Some people say they are very efficient budgeters and never need a buffer in their account. Others keep a month’s worth of expenses (or more!) in their checking account. I fall somewhere in the middle. I believe everyone should keep a small buffer in their checking account. But… Read More
My husband and I went through the life insurance-buying process a shortly after we tied the knot. Surprisingly, it was a much easier task than we thought it would be. If you are not convinced that your family needs life insurance, be sure to read this post: 5 Reasons Why You Should Buy Life Insurance. Okay, here we go! 5… Read More
This might seem like an odd question. You can never have too much in savings, right?
It’s inevitable. Spending money is something we all MUST do each month. Even those dedicated folks participating in things like No Spend January (or whatever month) still can’t get away from spending on necessities – gas, groceries, utilities, etc. So if you have no choice but to spend this money, why not get cash back for it? It’s like getting… Read More