You know you need an emergency fund, but how much? One expert will suggest that three months’ worth of expenses tucked away in an emergency fund will suffice. Another expert will scoff and say you need at least a year’s worth. So, really, how do you determine your emergency fund amount?
I am an avid receipt-checker. People make mistakes all the time, and I would hate to fall victim to an overcharge. Taking the extra minute to scan your receipt can save you quite a bit of money.
This might seem like an odd question. You can never have too much in savings, right?
Have you ever heard of the snowball method for paying off debt? I believe it was made popular by Dave Ramsey (who I don’t follow), but I’m sure many people started using this method many years ago. The idea is simple. You “snowball” all of the money you have available to put towards debt and apply it to the smallest… Read More
It’s inevitable. Spending money is something we all MUST do each month. Even those dedicated folks participating in things like No Spend January (or whatever month) still can’t get away from spending on necessities – gas, groceries, utilities, etc. So if you have no choice but to spend this money, why not get cash back for it? It’s like getting… Read More
Saving for retirement does not have to be scary thing. As with anything else, the more familiar you get with something, the less intimidated you will be by it. Investing for your future is actually not as complicated as you might think. One of the easiest ways to start saving for retirement is by contributing to your company’s 401k. This… Read More