Saving for retirement does not have to be scary thing. As with anything else, the more familiar you get with something, the less intimidated you will be by it. Investing for your future is actually not as complicated as you might think. One of the easiest ways to start saving for retirement is by contributing to your company’s 401k. This… Read More
When I was working in the corporate world, I had my retirement contributions automatically withdrawn from my paycheck and deposited into a 401k. After a few years of working and contributing, I quit my job and rolled my 401k into a Roth IRA. I didn’t want to stop planning for retirement just because I no longer held a traditional job…. Read More
I’m sure we all feel the same way about fees, but we understand that they are a necessary evil. I consider myself a good consumer (I pay my bills on time), but we all slip now and then. When I get hit with a fee, I always try to get it waived. Otherwise, I feel as though the fee is… Read More
Are you familiar with the book The Five Love Languages? The author, Gary Chapman, suggests that we each speak our own love language. When we learn what our language is and understand our partner’s (or children, parents, friends) language, we are able to build healthier and stronger relationships. My husband P and I were discussing our finances recently and it hit… Read More
For the most part, I have had a pretty good relationship with my credit cards. We didn’t get along perfectly in the beginning, but we’ve worked out our differences over the years. While some folks believe credit cards are the devil, I am a huge proponent of using credit responsibly. The important thing to remember when swiping the plastic is to… Read More
I have a nerdy confession to make… I enjoy budgeting. I like big spreadsheets and I cannot lie. In the accounting world, staring at spreadsheets is about 99.9% of your job. Those spreadsheets were boring, but I found myself addicted to using spreadsheets in my personal life.