I have a nerdy confession to make… I enjoy budgeting. I like big spreadsheets and I cannot lie. In the accounting world, staring at spreadsheets is about 99.9% of your job. Those spreadsheets were boring, but I found myself addicted to using spreadsheets in my personal life.
Paying off debt takes patience. Lots of patience and an equal amount of determination. If you are expecting to read about some sort of magical, get-rid-of-debt-quick solution — you are going to be disappointed. But if you are ready to work hard for your freedom from debt, keep reading for the secrets to paying off debt.
According to Experian, one of the three credit bureaus, the average credit score of a 30 year old is 634 (spoiler alert: that is NOT a good credit score!). Coincidentally, the average age of a first-time homebuyer is 32. So, let’s use homebuying as an example to illustrate how much a bad credit score will cost us. I did a… Read More
Have you ever accidentally overheard a snippet of a conversation that made you want to jump in and give your two cents? It was 2009 and I was working on my master’s degree in Accounting. Surrounded by other Accounting folks, I overheard one of my classmates say “I always take the max amount in student loans even if I don’t… Read More
Money is one of the most fought-over issues between spouses. Will combining your finances improve your marriage? Should you and your partner consider combining finances? Finances are a personal topic and only you and your partner will know what is best for your relationship. As for my husband and me, combining our finances has been incredible for our marriage and… Read More
There are a ton of ways to make extra money online and offline. Today, I have compiled a list of methods that I have personally used to make extra cash. Let’s get started!