This might seem like an odd question. You can never have too much in savings, right?
Have you ever heard of the snowball method for paying off debt? I believe it was made popular by Dave Ramsey (who I don’t follow), but I’m sure many people started using this method many years ago. The idea is simple. You “snowball” all of the money you have available to put towards debt and apply it to the smallest… Read More
What would you do if you quit your job now? I used to daydream that I could travel for months at a time if I retired early. But, honestly, that would tire me out after a while. I could volunteer, but that wouldn’t take much time at all. What would I do with the rest of the day? Well, I… Read More
Mr. STS and I spent a year in Syracuse, New York. This was a big deal for Floridians like us. For one, we had never lived through a REAL winter. We had planned on sharing one car, but had no idea that a rear-wheel drive (RWD) in the snow was a no-no. Luckily, a colleague of Mr. STS’s landed a… Read More
It’s inevitable. Spending money is something we all MUST do each month. Even those dedicated folks participating in things like No Spend January (or whatever month) still can’t get away from spending on necessities – gas, groceries, utilities, etc. So if you have no choice but to spend this money, why not get cash back for it? It’s like getting… Read More
Saving for retirement does not have to be scary thing. As with anything else, the more familiar you get with something, the less intimidated you will be by it. Investing for your future is actually not as complicated as you might think. One of the easiest ways to start saving for retirement is by contributing to your company’s 401k. This… Read More